MEFF Global · FX · Digital assets · Global payments

Your money does not have to be held back by borders.

Structure your international payments, receipts and conversions with a solution built for companies that operate globally.

Send and receive funds, convert currencies and digital assets, and find competitive commercial terms for each operation, with specialized support and pricing negotiated according to your profile and volume.

Sign-up through MEFF, with a compliance review before the first operation.

USDTUSDCBRTBitcoin PixTronEthereumPolygonBNB Smart Chain
Who it is for

For companies that move money across markets.

MEFF Global was built for operations that need more flexibility to move funds, convert currencies and use digital assets within a professional structure.

Imports

Pay international suppliers and partners through a structure that fits your operation.

Example. A manufacturer in Joinville pays for machinery in China in USDT and skips two intermediaries along the way.

Exports

Receive funds from abroad and find options to convert and move your money.

Example. A coffee exporter gets paid in USDC and converts to reais when the rate is right, not when the bank decides.

International operations

Structure payments and receipts across different countries and currencies.

Example. An agency pays freelancers in four countries on the same day, in USDT, and reconciles everything by webhook.

Digital assets

Use USDT, USDC and other digital assets on infrastructure built for real-world operations.

Example. A treasury team keeps part of its cash in USDC and pays suppliers directly, with no double conversion.

Technology companies

Connect systems and financial flows through an integrated technology stack.

Example. A SaaS company collects through the Pix API, settles in stablecoin automatically and reconciles in its own system.

High volume

For companies that need commercial terms that match the scale of their operation.

Example. Companies moving more than R$ 1 million a month sit down with our team and agree on their own terms.

Cost of operation

Your company may be losing money on every conversion.

When an international operation goes through several intermediaries, small differences in spreads, fees and costs can add up to thousands of reais over a month.

You may be paying more because of:

  • High FX spreads
  • Intermediaries
  • Conversion fees
  • Operating costs
  • Rigid structures
  • No volume-based negotiation
The larger and more recurring your operation, the more it matters to negotiate well.Moving more? Negotiate better.
1 · You have
Reais

Funds in your account in Brazil, via Pix or TED.

2 · Convert
USDT · Tron network

Terms negotiated by volume.

3 · Supplier receives
USDT · in minutes

In their wallet, traceable on the network.

Illustrative flow. Amounts, timing and terms depend on the operation.

Build your operation

See how your operation would look.

Three answers, no personal data. This shows the route, not a price: your terms depend on your operation and come after we review it.

Choose a destination and a volume to see the route of your operation.

Evaluate your operation

Tell us about your operation. We will come back with terms.

Briefly tell us how your company operates. Our team will review your profile and get in touch to present the options and commercial terms available for your operation.

  • No-obligation review.
  • Reply from our team, by WhatsApp or email.
  • The larger and more recurring the volume, the more it pays to negotiate.

No-obligation review. Final terms depend on the characteristics and eligibility of the operation. By submitting, you agree to be contacted by MEFF Global about this request. See the privacy notice (in Portuguese).

Received. Our team will get in touch. If WhatsApp opened, just confirm sending the message.
How it works

Get started in a few steps.

01

Tell us how your company operates.

Share your profile, needs and approximate volume.

02

Our team reviews your operation.

We look at your needs, currencies, assets, frequency and structure.

03

Receive tailored terms.

We present the options and commercial terms that apply to your profile.

04

Start operating.

Once you sign up and pass the compliance review, your operation can begin. MEFF supports the process but does not approve sign-ups.

Create my DEX Key

Where to

Seven currencies. One route.

Each destination has its own rail and its own timing. Over SWIFT, the same payment takes one to five business days, by the network's own design.

CNY
China
up to 48 hours
USD
United States
up to 48 hours via wire or ACH
EUR
Europe
up to 48 hours
MXN
Mexico
up to 48 hours
ARS
Argentina
up to 48 hours
AED
United Arab Emirates
up to 48 hours
PYG
Paraguay
up to 48 hours
+40 countries to send to

Angola, Argentina, Australia, Bahamas, Bangladesh, Bolivia, British Virgin Islands, Cameroon, Canada, Cayman Islands, Chile, China, Colombia, Curaçao, Ecuador, Egypt, El Salvador, Ethiopia, the euro area, Ghana, Holy See, Hong Kong, India, Israel, Ivory Coast, Jamaica, Japan, Lithuania, Luxembourg, Mexico, Monaco, Nicaragua, Paraguay, Peru, Puerto Rico, Saudi Arabia, South Africa, South Korea, Taiwan, Thailand, United Arab Emirates, United States and Uruguay.

6 countries to receive from

Australia, Canada, United Kingdom, Japan, Mexico and the United States.

Availability of each country and route is confirmed per operation.

Settlement times provided by the platform and subject to change. Commercial terms are set per operation, based on volume, currency and destination.

Moving more? Negotiate better.

We do not sell a price list. We get to know your operation.

Every company moves money differently. That is why we look at factors such as:

Volume movedFrequency of operationsCurrencies usedDigital assets Source and destination of fundsType of operationCompany profileStructure required

Based on this information, our team can assess tailored commercial terms.

Terms that do not have to fit a public price list.Final terms depend on the characteristics and eligibility of the operation.
How the route works

Three steps. One route.

Funds come in as reais, become stablecoin and reach the destination. Terms are agreed with our team before the operation.

01
Pix comes in

The reais arrive in the structure instantly, with no clearing wait.

02
The conversion happens

Reais become USDT or USDC, with the quote on screen before you confirm.

03
The funds go out

To the destination wallet or in local currency, depending on the route and country.

If the recipient is also on the platform, transfers between you are direct.Settlement into local currency is structured per operation.
Benefits

A financial structure for companies that need to operate for real.

01

International operations

Structure payments and receipts across markets with a solution built for global operations.

In practiceAn importer pays its supplier in Shanghai in USDT and reconciles the invoice in its ERP the same day.
02

Competitive commercial terms

Your terms can be negotiated based on volume, frequency, currency, asset and structure of the operation.

In practiceA company converting R$ 800 thousand a month in three transfers negotiates different terms than one making a one-off operation.
03

USDT and USDC

Buy USDT and USDC under the terms set for your operation.

In practiceYou buy US$ 50 thousand in USDT on the Tron network, with terms agreed before you confirm.
04

Specialized support

You are not left alone in front of a screen. Our team understands your operation and helps find the best structure available.

In practiceYou send “I need to pay US$ 120 thousand on Friday” on WhatsApp and get the structure, the timing and the terms before you decide.
Solutions

One structure for different needs.

+40
countries to send to

Plus 6 countries to receive from: Australia, Canada, United Kingdom, Japan, Mexico and the United States. Availability depends on the operation.

BRLUSDEURUSDT

FX

Convert funds between currencies with commercial terms assessed for your operation.

R$ 500 thousand to USD, settled to the supplier on D+0, with terms locked in before the operation.

Global payments

Structure payments to international suppliers and partners.

12 suppliers in 5 countries in a single batch, each in the currency or asset they accept.

International receipts

Receive funds from other markets and choose the best way to convert and move them.

A client in the US pays in USDC; you convert to reais on the day you choose, not the day the bank chooses.

USDTUSDCBRT

Digital assets

Buy and move USDT, USDC and BRT with a structure designed for professional operations.

TronEthereumPolygonBNB Smart Chain
{ "evento": "pix.recebido", "valor": 12500.00, "txid": "E1809...7F2", "liquidacao": "USDT" // optional }

Technology integration

Pix API, webhooks and integrations to automate, track and structure your flows.

Reais, stablecoins and networks in a single flow.

  • Pix
  • BRT
  • USDT
  • USDC
  • Bitcoin
  • Ethereum
  • Tron
  • Polygon
  • BNB Smart Chain
Pix API

Receive and send Pix by API, and settle in reais or in stablecoin.

The MEFF Global Pix API is the bridge between the Brazilian real and your global operation: Pix comes in, a webhook notifies your system, and settlement can stay in reais or turn into USDT and USDC automatically.

Pix→USDTUSDC

Marketplaces

Receive thousands of Pix payments a day and reconcile by txid, no spreadsheets.

SaaS and subscriptions

Bill via Pix and settle part of their revenue in USDC to pay suppliers abroad.

Importers

Receive Pix from customers in Brazil and pay their supplier in USDT in the same flow.

The Pix API is a MEFF Global service, contracted according to the operation. Stablecoin settlement is subject to eligibility and commercial terms.

Example · charge and webhookHTTP · JSON
// 1. your company creates the charge POST /pix/cobrancas { "valor": 12500.00, "chave": "[email protected]", "referencia": "NF-0918", "liquidar_em": "USDT" } // 2. the customer pays the QR code // 3. the webhook notifies your system { "evento": "pix.recebido", "referencia": "NF-0918", "valor_brl": 12500.00, "liquidacao": { "ativo": "USDT", "rede": "Tron", "status": "confirmada" } }

Illustrative example. Field names and endpoints are defined in the technical documentation provided at integration.

Technology infrastructure

Technology to connect your operation to the world of digital assets.

DEX is part of the technology ecosystem connected to MEFF and provides infrastructure for operations involving digital assets.

01

Connectivity

A structure built to connect different flows and systems.

In practiceThe same identifier routes USDT on Tron and USDC on Ethereum, with no long address copied by hand.
02

Traceability

More visibility into the events and movements of your operation.

In practiceEvery movement generates an event with date, asset, network and counterparty, delivered to your system by webhook.
03

Integration

Technology features to connect systems and processes.

In practiceThe ERP records the outflow, the API confirms settlement and reconciliation closes on its own at the end of the day.
04

Scalability

Infrastructure built to keep up with the growth of your operation.

In practiceFrom 3 transfers a month to 300 a day, the flow is the same. What changes is the commercial terms.
TronUSDT
EthereumUSDT · USDC
PolygonUSDC
BNB Smart Chainsubject to scope

Technology works behind the scenes. Your company stays focused on the business.

Ecosystem features

Your company balance, usable day to day.

Once your account is enabled, what you hold in BRT, USDT or USDC no longer sits idle waiting for a transfer: it becomes a card, a QR code payment, and a way to receive euros from abroad via IBAN.

Visa card

Virtual prepaid card, topped up with your BRT, USDT or USDC balance. Conversion to dollars is instant and the quote is locked at the time of purchase.

  • Instant top-up from your own account balance.
  • Freeze and unfreeze with one tap in the app.
  • Statement with top-ups, purchases and refunds.

IBAN deposit

€EUR at the bank→report in the app→USDCorUSDT

International banking details to receive euros: the transfer is made from the bank, reported in the app with the receipt, and the credit arrives in USDC or USDT according to your account agreement.

  • Minimum of €100 per deposit.
  • Quote locked for 2 business days at reporting.
  • Can be canceled while still processing.
  • Transfers can be sent 24 hours a day. Crediting follows processing hours: Monday to Friday from 6 a.m. to 8 p.m., Saturday as normal, Sunday only on the following Monday.

QR code payments

Charge and pay with digital assets by pointing your camera, between enabled parties, with no wallet address copied by hand.

At the counter or between companies: the QR carries amount and destination, and confirmation stays in the app.

Accepted balance
BRTUSDTUSDC

Features of the technology ecosystem connected to MEFF. Enabling each one on your account goes through MEFF, within the authorized scope; sign-up approval depends on the compliance review.

Why MEFF?

More than a platform. A structure designed for your operation.

01

Commercial termsYour operation matters.

We do not work from a generic price list alone. The profile and volume of the operation can influence the commercial terms available.

02

SupportTalk to people.

Our team is available to understand your needs and guide the process.

03

TechnologyInfrastructure to scale.

Technology and integrations for operations that need efficiency and control.

04

FlexibilityA solution that grows with your business.

From one-off operations to recurring, higher-volume flows, the structure can be assessed according to your needs.

Commercial terms

Your company can negotiate different terms.

No single set of terms makes sense for every operation. That is why some terms are assessed directly with our team, taking into account volume, recurrence, assets, currencies and the characteristics of the operation.

Moving more? Negotiate better.

Under the hood

Confidentiality is not anonymity.

An operation can be private and traceable at the same time. That is what separates a real structure from a shortcut.

Every movement on a public network leaves a hash, a timestamp, a destination and an amount. Checking what went out and what arrived does not depend on asking anyone for a statement.

KYC and KYB come before the first operation. Sign-up goes through a compliance review before the first operation, and no one can promise approval.

An operation with no invoice, no contract and no declared source of funds does not pass sign-up.That is not red tape. It is what allows the structure to exist.
Ecosystem

Connected to an ecosystem of strategic partners.

MEFF works alongside strategic partners and infrastructure to expand the technology and operational options available to its clients.

  • DEX
  • Ether
  • Gowd
Trust

A professional structure for operations that cannot stop.

Financial operations take more than technology. They take processes, follow-up, transparency and people prepared to understand the context of each operation.

That is why we combine technology infrastructure, specialized support and commercial terms assessed case by case.

TechnologyHuman supportTransparencyScalability
Partner program

Your clients already pay suppliers abroad.

Every week, one of your clients closes a transfer. Today that operation goes through a channel that is not yours.

Customs brokerForeign trade advisoryTrading company

You refer, MEFF structures the FX and international payment operation, and your client remains yours.

Every referral goes through KYC and KYB before operating.Program subject to review. Terms set per operation.
Frequently asked questions

What people usually ask before getting started.

Does MEFF serve individuals?

Yes. Although our main focus is companies and professional operations, individuals can also request service, subject to review and the applicable terms.

What is the gas fee?

It is the cost required to process a transaction on a given blockchain network. This amount goes to the network and is not a MEFF trading fee.

Are the card and IBAN deposit available for my company?

Both are already live in the ecosystem. Enabling them on your account goes through MEFF, within the authorized scope, and sign-up itself depends on the compliance review. For IBAN, the credit asset (USDC or USDT) is defined in the account agreement. Transfers can be sent 24 hours a day. Crediting follows processing hours: Monday to Friday from 6 a.m. to 8 p.m., Saturday as normal, Sunday only on the following Monday.

Are the terms fixed?

Not necessarily. Terms may vary based on volume, currency, asset, liquidity, frequency and the characteristics of the operation.

Do I need to be a company to use MEFF?

Not necessarily. Companies are MEFF Global's main focus, but individuals can also request service, subject to review and the applicable terms.

Does MEFF handle international payments?

Yes. The structure is also designed for international operations, including payments, receipts, conversions and operations involving digital assets, depending on the structure and eligibility of each operation.

How do I find out which commercial terms are available to me?

The first step is to share your profile, volume and needs. Our team reviews the operation and presents the applicable terms.

MEFF Global

Your next operation could cost less.

Tell MEFF what your company moves. Our team reviews your operation and presents the structure options and commercial terms available for your profile.

Tailored terms. Subject to review and the characteristics of the operation.